<OTA_AirLowFareSearchRS>
...
       <PenaltiesInfo>
              <Penalty Type="Exchange"Applicability="Before"Amount="54.00"DecimalPlaces="2"CurrencyCode="USD"/>
              <Penalty Type="Exchange"Applicability="After"Amount="54.00"DecimalPlaces="2"CurrencyCode="USD"/>
              <Penalty Type="Refund"Applicability="Before"NonApplicable="true"/>
              <Penalty Type="Refund"Applicability="After"NonApplicable="true"/>
       </PenaltiesInfo>
...
</OTA_AirLowFareSearchRS>

The example shows that the returned fare has the following penalties:

• Exchange Penalty before departure is USD 54.00.
• Exchange Penalty after departure is USD 54.00.

• Fare is non-refundable before and after departure.